Are Expensive Hair Straighteners Worth the Money?

Hair StraightenerMy wife and I were talking about hair straighteners the other day. I just couldn’t understand why you would want to spend so much money on a hair straightener, when there are plenty of other cheaper options available.

I did some research and found lots of cheaper hair straighteners, all with good to excellent reviews, but it didn’t seem to matter – her mind was made up.

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Build an emergency fund

What if you lost your job tomorrow? Would you have money to live on until you found another job? What if something happened to your car and you were facing a $1,000 repair bill? What if you get sick and end up in the hospital for a few days, would your insurance cover the whole cost? These are just some of the possible uses for an emergency fund.

emergency_fund-300x336

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Be mindful of your purchases

When you shop, do you give thought to each thing that goes into your cart? Or do you walk down the aisles, mindlessly filling your cart with things you probably don’t need?

Be Mindful

I’ve found that putting significant thought into each thing I buy helps me in a lot of ways. For one, it saves me money. Say I’m shopping at a department store and see a package of black socks that I like. I could, without thought, add them to my cart and be out about 10 dollars. Or, I could think about how many pairs of black socks I already have, what condition they’re in, and whether or not I actually need black socks right now. Could that $10 be put to better use?

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Your Loyalty Could Be Costing You

No, I’m not talking about your loyalty to your spouse or significant other. What I’m referring to is the companies you regularly do business with. Your loyalty to them could be costing you a lot of money.

Loyalty is Costing you

Companies used to reward loyalty. Take pensions, for instance. It used to be that you went to work for a company after finishing school and you worked for that company your entire career. Both my father and father-in-law have been working for the same company their entire working lifetimes. In exchange for our loyalty, the company provided us with a nice pension for retirement. Today, pensions have all but disappeared.

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Saving Money During Your First Job

The top 5 ways to save a portion of your income during your first job:

  1. Start saving
  2. Avoid getting into debt for purchases that fall in value
  3. Challenge yourself – set some ambitious saving and investment goals
  4. Education – don’t stop learning
  5. Protect your most important asset

First Job

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